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Small Business Loan Program

The Town of James Island, in partnership with the Charleston LDC (a community development financial institution) launch "Jump Start James Island". 

Jumpstart James Island is a program Town Council approved in Sept. of 2020 to provide low-interest working capital loans to small businesses within the Town’s jurisdiction that have been negatively affected by the COVID-19 pandemic. The Town understands small businesses cannot benefit from the federal loan assistance programs because of their restrictive guidelines, high minimum loan amounts, and loans being for asset-related items (assets that private lending institutions use as collateral).

Loan amounts range for $2,500 to $25,000 and businesses must be located within the Town of James Island's jurisdiction and employee less than 25 people. Please see the attached document for a complete overview of the program, eligibility criteria, and loan parameters. 

JUMPSTART JAMES ISLAND - Small Business Loan Program 


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